Gross Pay (per check)
before deductions
Total Deductions
taxes + 401k
Net Take-Home
your paycheck
Adjust settings to see your paycheck

Deduction Details

Federal Tax:

State Tax:

Social Security (6.2%):

Medicare (1.45%):

401(k):

PaycheckCity Calculator Know Your Take-Home Pay

The PaycheckCity Calculator helps you estimate your net paycheck after all deductions. Understanding your take-home pay is essential for budgeting, comparing job offers, and planning your finances. This calculator accounts for federal income tax, state income tax, Social Security (FICA), Medicare, and 401(k) contributions.

Frequently Asked Questions

Take-home pay = Gross Pay − Federal Tax − State Tax − Social Security (6.2%) − Medicare (1.45%) − 401(k) contributions. The exact amounts depend on your income, filing status, and state of residence.

FICA stands for Federal Insurance Contributions Act. It includes Social Security tax (6.2% of gross pay, capped at $168,600 in 2024) and Medicare tax (1.45% with no cap). Together, FICA taxes total 7.65% of your gross pay.